Today's price is not yesterday's price

When building your foundation, it's understandable—and even necessary—to prioritise financial stability. Bills need paying, and basic security is crucial. However, once you find yourself on steadier ground, it's essential to shift your attention to another crucial currency: your time.

Money can be replenished, but every hour spent is permanently gone. Many continue treating time as abundant long after financial needs are met, often losing hours on activities or people misaligned with their true priorities. At this stage, being selective with your time becomes critical for sustained growth and satisfaction.

Your value rises as your skills, experience, and clarity improve. It's logical, then, that your "hourly rate" for life should reflect this growth. Aim to invest your time deliberately in projects, relationships, and passions that align with your evolving ambitions. Saying "no" to distractions isn't selfish—it's smart.

Once you've secured financial stability, hyperfocusing on time security protects the quality of your life. Treat your time with the same diligence you once gave your finances. Ensure the activities you choose enhance who you've become and who you still aspire to be.

Your time deserves careful stewardship. Guard it thoughtfully and purposefully, because unlike money, you can't earn it back.